:root{
 --navy:#072846;
 --deep:#0b3a63;
 --blue:#0f6099;
 --sky:#67b9e6;
 --ice:#edf7fd;
 --white:#fff;
 --ink:#102235;
 --muted:#66768a;
 --line:#d7e8f2;
 --soft:#f7fbfe;
 --sand:#f4eee7;
 --gold:#b89460;
 --shadow:0 26px 80px rgba(7,40,70,.13);
 --radius:28px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,Arial,sans-serif;color:var(--ink);background:var(--soft);line-height:1.65}
a{color:inherit}
h1,h2,h3{font-family:Georgia,"Times New Roman",serif;margin:0;line-height:1.08;color:var(--navy)}
h1{font-size:clamp(42px,7vw,82px);letter-spacing:-.05em}
h2{font-size:clamp(31px,4.8vw,56px);letter-spacing:-.04em}
h3{font-size:25px;margin-bottom:12px}
p{margin:0 0 14px}
.site-header{position:sticky;top:0;z-index:50;display:flex;align-items:center;justify-content:space-between;gap:22px;padding:15px 6vw;background:rgba(255,255,255,.94);backdrop-filter:blur(18px);border-bottom:1px solid var(--line)}
.brand{display:flex;align-items:center;gap:13px;text-decoration:none}
.brand-icon{display:grid;place-items:center;width:54px;height:54px;border-radius:50%;background:var(--ice);border:1px solid var(--line)}
.brand-icon img{width:38px;height:38px}
.brand strong{display:block;color:var(--navy);font-size:18px}
.brand small{display:block;color:var(--muted);font-size:12px}
.menu-button{display:none;background:transparent;border:0;color:var(--navy);font-size:28px}
.nav{display:flex;align-items:center;gap:22px;font-size:14px;font-weight:800}
.nav a{text-decoration:none;color:var(--muted)}
.nav a:hover{color:var(--blue)}
.nav-button{background:var(--blue);color:#fff!important;padding:11px 18px;border-radius:999px}
.hero{position:relative;overflow:hidden;background:linear-gradient(135deg,#ffffff 0%,#eaf6fd 52%,#f8fbff 100%)}
.hero-bg:before{content:"";position:absolute;right:-180px;top:-240px;width:620px;height:620px;border-radius:50%;background:radial-gradient(circle,var(--sky),rgba(103,185,230,0) 68%);opacity:.5}
.hero-inner{position:relative;display:grid;grid-template-columns:minmax(0,1.05fr) minmax(320px,.95fr);gap:62px;align-items:center;min-height:calc(100vh - 86px);padding:76px 6vw 86px}
.eyebrow{font-size:13px;letter-spacing:.15em;text-transform:uppercase;color:var(--blue);font-weight:900;margin-bottom:13px}
.light-text{color:#b7dbf0}
.lead{font-size:22px;color:var(--muted);max-width:780px;margin-top:24px}
.hero-actions{display:flex;flex-wrap:wrap;gap:14px;margin-top:34px}
.btn{display:inline-flex;align-items:center;justify-content:center;min-height:54px;padding:14px 23px;border-radius:999px;text-decoration:none;font-weight:900;transition:.2s ease}
.btn:hover{transform:translateY(-2px)}
.btn-primary{background:var(--blue);color:#fff;box-shadow:0 16px 34px rgba(15,96,153,.28)}
.btn-secondary{background:#fff;color:var(--blue);border:1px solid var(--line)}
.white-primary{background:#fff;color:var(--blue)}
.white-secondary{background:rgba(255,255,255,.08);color:#fff;border-color:rgba(255,255,255,.28)}
.quick-trust{display:flex;flex-wrap:wrap;gap:10px;margin-top:28px}
.quick-trust span{background:#fff;border:1px solid var(--line);border-radius:999px;padding:8px 13px;font-size:14px;font-weight:800;color:var(--muted)}
.hero-card{position:relative;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:16px;box-shadow:var(--shadow)}
.hero-card>img{width:100%;display:block;aspect-ratio:4/5;object-fit:cover;object-position:center top;border-radius:21px}
.hero-card-content{position:absolute;left:34px;right:34px;bottom:34px;display:grid;grid-template-columns:54px 1fr;gap:14px;align-items:center;background:rgba(255,255,255,.94);backdrop-filter:blur(12px);border:1px solid var(--line);border-radius:22px;padding:16px;box-shadow:0 18px 40px rgba(7,40,70,.14)}
.hero-card-content strong,.hero-card-content span{display:block}
.hero-card-content span{font-size:14px;color:var(--muted)}
.mini-compass{width:48px}
.section{padding:90px 6vw}
.stats-strip{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;padding-top:28px;padding-bottom:28px;background:#fff;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.strip-card{padding:22px;border:1px solid var(--line);border-radius:20px;background:var(--soft)}
.strip-card strong{display:block;color:var(--navy);font-size:18px;margin-bottom:6px}
.strip-card span{color:var(--muted)}
.two-col{display:grid;grid-template-columns:.9fr 1.1fr;gap:62px;align-items:start}
.rich-text{font-size:20px;color:var(--muted)}
.light{background:#fff}
.section-head{max-width:870px;margin:0 auto 46px;text-align:center}
.section-head p{font-size:19px;color:var(--muted)}
.cards{display:grid;gap:22px}
.three{grid-template-columns:repeat(3,1fr)}
.two{grid-template-columns:repeat(2,1fr)}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:31px;box-shadow:0 12px 42px rgba(7,40,70,.06)}
.card p{color:var(--muted)}
.badge{display:inline-grid;place-items:center;width:50px;height:50px;border-radius:50%;background:var(--ice);color:var(--blue);font-weight:900;margin-bottom:20px}
.dark{background:linear-gradient(135deg,var(--navy),var(--deep));color:#fff}
.dark h2{color:#fff}
.dark p,.dark li{color:rgba(255,255,255,.82)}
.check-list{list-style:none;margin:24px 0 0;padding:0}
.check-list li{position:relative;padding:12px 0 12px 34px;border-bottom:1px solid rgba(255,255,255,.18)}
.check-list li:before{content:"✓";position:absolute;left:0;color:#80cdf3;font-weight:900}
.franzi-grid{display:grid;grid-template-columns:.82fr 1.18fr;gap:58px;align-items:center}
.franzi-image{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:14px;box-shadow:var(--shadow)}
.franzi-image img{width:100%;display:block;border-radius:21px;aspect-ratio:4/5;object-fit:cover;object-position:center top}
.qualification-box{margin-top:24px;padding:24px;border-radius:22px;background:var(--ice);border:1px solid var(--line)}
.qualification-box ul{margin:12px 0 0;padding-left:19px;color:var(--muted)}
.timeline{display:grid;gap:18px;max-width:980px;margin:0 auto}
.timeline-item{display:grid;grid-template-columns:60px 1fr;gap:22px;background:#fff;border:1px solid var(--line);border-radius:24px;padding:26px}
.timeline-item span{display:grid;place-items:center;width:60px;height:60px;border-radius:50%;background:var(--blue);color:#fff;font-weight:900}
.timeline-item p{color:var(--muted)}
.faq-section{background:#fff}
.faq-list{max-width:940px;margin:0 auto}
details{background:var(--soft);border:1px solid var(--line);border-radius:18px;margin-bottom:13px;padding:20px 22px}
summary{cursor:pointer;font-weight:900;font-size:20px;color:var(--navy)}
details p{color:var(--muted);margin-top:12px}
.contact-section{background:var(--navy)}
.contact-card{max-width:980px;margin:0 auto;text-align:center;border-radius:var(--radius);background:linear-gradient(135deg,#0f6099,#072846);padding:clamp(34px,6vw,74px);box-shadow:var(--shadow);color:#fff}
.contact-card h2{color:#fff}
.contact-card p{color:rgba(255,255,255,.82)}
.contact-icon{width:76px;height:76px;padding:12px;border-radius:50%;background:#fff;margin-bottom:10px}
.center{justify-content:center}
.contact-data{margin-top:28px}
.contact-data p{margin:6px 0}
.site-footer{display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap;padding:32px 6vw;background:#fff;border-top:1px solid var(--line);color:var(--muted)}
.site-footer strong{color:var(--navy)}
.footer-links{display:flex;gap:16px;flex-wrap:wrap}
.footer-links a{color:var(--blue);font-weight:900;text-decoration:none}
.legal-main{background:var(--soft)}
.legal-card{max-width:980px;margin:0 auto;background:#fff;border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow);padding:clamp(28px,6vw,68px)}
.legal-card h1{font-size:clamp(38px,5vw,64px);margin-bottom:24px}
.legal-card h2{font-size:26px;margin-top:28px;margin-bottom:10px}
.legal-card p{color:var(--muted)}
@media(max-width:980px){
 .menu-button{display:block}
 .site-header{align-items:flex-start;flex-wrap:wrap}
 .nav{display:none;flex-direction:column;align-items:flex-start;width:100%;gap:14px}
 .nav-open .nav{display:flex}
 .hero-inner,.two-col,.three,.two,.franzi-grid,.stats-strip{grid-template-columns:1fr}
 .hero-inner{min-height:auto}
}
@media(max-width:560px){
 .section{padding:64px 5vw}
 .hero-inner{padding:58px 5vw}
 .brand small{display:none}
 .hero-actions{flex-direction:column}
 .btn{width:100%}
 .hero-card-content{position:static;margin-top:14px}
 .timeline-item{grid-template-columns:1fr}
}